Clean energy lending toolkit

In many countries, banks and other financial institutions lack an understanding of lending requirements for such projects or have only achieved a limited market penetration rate. Financing constraints for clean energy result from a lack of specialized lending programs and unsuitable loan terms. The lending market is expanding with significant private investment, and multinational, national, and local banks are shifting focus to financing sustainable "green" economies. The Clean Energy Lending Toolkit (CELT) describes procedures and shares case studies to help the financial industry determine the profitability and viability of lending to consumers, small and medium-sized enterprises, energy companies and project implementers. It also gives information on how to assess capabilities and needs to successfully serve this market and create products for lending to clean energy companies. The CELT was developed under the USAID-funded Analysis and Investment for Low Emission Growth (AILEG) project and translated into Spanish by the USAID-funded Climate Economic Analysis for Development, Investment and Resilience (CEADIR) project to serve as a resource for Latin American banks to develop their capacity for clean energy lending. (ClimateLinks.org abstract)