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Credit rationing in small scale enterprises : special microenterprise programs in Ecuador
Sign inOHIO STATE UNIVERSITY. DEPT. OF AGRICULTURAL ECONOMICS AND RURAL SOCIOLOGY. RURAL FINANCE PROGRAM
Credit rationing in small scale enterprises : special microenterprise programs in Ecuador
Small-scale enterprises receive several forms of aid, but many are denied access to formal loans.
Baydas, Mayada M.; Meyer, Richard L. · 1992
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Abstract
A demand and supply model is estimated to analyze the factors lenders use to ration credit in special microenterprise programs. Results reveal that suppliers favor long-term loans, profitable enterprises, and highly educated entrepreneurs. (Author abstract)
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