USAID DEC
Credit rationing under a deregulated financial system : rural finance in the Philippines
Sign inOHIO STATE UNIVERSITY. DEPT. OF AGRICULTURAL ECONOMICS AND RURAL SOCIOLOGY
Credit rationing under a deregulated financial system : rural finance in the Philippines
This study analyzed empirical data for evidence of credit rationing in rural financial markets of the Philippines.
Lapar, Lucila A.; Graham, Douglas H. · 1990
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Abstract
Quantity rationing of loans is widely practiced by rural banks, while outright loan rejection is prevalent in commercial and private development banks. Collateral is important in the rationing process, creating serious implications for land reform. (Author abstract)
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